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Durable Medical Equipment for Home Care: Guidance and Coordination

Durable medical equipment for home care can make everyday activities safer and help individuals manage mobility limitations, chronic conditions, or recovery following hospitalization or surgery.

Horizon Care Services does not prescribe, sell, or supply medical equipment. Our team can help clients and authorized family members understand equipment recommendations, locate appropriate suppliers, and coordinate delivery before care begins or a client returns home.

What Is Durable Medical Equipment?

Durable medical equipment, commonly called DME, is equipment prescribed by a doctor or another authorized healthcare professional for use in the home.

Under Original Medicare guidelines, equipment generally must:

  • Be able to withstand repeated use
  • Be used for a medical reason
  • Usually be useful only to someone who is sick or injured
  • Be intended for use in the home
  • Have an expected useful life of at least three years

The prescribing healthcare professional determines what equipment is medically appropriate. The equipment supplier and insurance provider determine coverage, authorization requirements, costs, and whether the item must be rented or purchased.

What Types of Durable Medical Equipment May Be Used at Home?

Senior woman using a rolling walker at home with a caregiver providing mobility support.

The equipment someone needs depends on their diagnosis, mobility, home environment, care plan, and healthcare provider’s recommendations.

Common types of home medical equipment may include:

Mobility and Transfer Equipment

  • Canes
  • Crutches
  • Walkers
  • Manual wheelchairs
  • Power wheelchairs or scooters
  • Patient lifts
  • Transfer aids

Bedroom and Personal-Care Equipment

  • Hospital beds
  • Pressure-reducing mattresses or support surfaces
  • Bedside commode chairs
  • Overbed tables
  • Other prescribed positioning equipment

Respiratory Equipment

  • Continuous Positive Airway Pressure machines, commonly called CPAP machines
  • Nebulizers
  • Oxygen equipment and accessories
  • Respiratory-assist devices
  • Suction equipment

Diabetes-Related Equipment

  • Blood glucose monitors
  • Testing strips and related supplies
  • Continuous glucose monitors for eligible individuals
  • Prescribed insulin pumps and related supplies

Other Medical Equipment

  • Infusion pumps
  • Lymphedema devices
  • Traction equipment
  • Specialized support surfaces
  • Other equipment ordered for a specific medical need

Not every item is covered by Medicare or another insurance plan. Coverage must be confirmed before obtaining the equipment.

Does Medicare Cover Durable Medical Equipment?

Medicare Part B may cover medically necessary durable medical equipment when it is ordered by a Medicare-enrolled doctor or other authorized healthcare professional for use in the home.

The equipment must also be obtained from a Medicare-enrolled supplier. Clients should ask whether the supplier accepts Medicare assignment because this can affect out-of-pocket costs.

Under Original Medicare, after the Part B deductible is met, the client generally pays 20% of the Medicare-approved amount when the supplier accepts assignment. Costs may be different when:

  • The supplier does not accept assignment
  • Additional features or upgrades are requested
  • The item does not meet Medicare’s coverage requirements
  • The client has supplemental insurance
  • The client is enrolled in a Medicare Advantage plan
  • Prior authorization is required
  • The equipment is obtained from an out-of-network supplier

Medicare Advantage plans must provide at least the coverage offered by Original Medicare, but network, authorization, supplier, and cost-sharing rules may differ. Clients should contact their plan before ordering equipment.

Visit Medicare’s durable medical equipment coverage page for current information.

This information concerns potential Medicare coverage for equipment. It does not mean that Horizon Care Services supplies Medicare-covered equipment or is a Medicare-certified equipment provider.

Are Bathroom Safety Items Covered?

The statement that “Medicare coverage stops at the bathroom door” should not be used because coverage is determined by the specific item and the individual’s medical eligibility.

For example, Medicare Part B may cover a medically necessary commode chair when prescribed for home use. However, many common home-safety products may not qualify as durable medical equipment under Original Medicare.

Items that may require private payment can include:

  • Standard shower chairs
  • Grab bars
  • Nonslip mats
  • Raised toilet seats
  • Certain transfer benches
  • Home modifications

Some Medicare Advantage plans, Medicaid programs, veterans’ benefits, or community programs may provide additional assistance. Clients should verify coverage directly with their insurance plan and equipment supplier.

Is It Better to Rent or Purchase Medical Equipment?

Whether equipment is rented or purchased depends on:

  • The type of equipment
  • Medicare or insurance rules
  • How long the equipment is expected to be needed
  • The supplier’s policies
  • Maintenance requirements
  • Whether upgraded features are requested
  • The client’s expected out-of-pocket costs

Medicare handles different types of equipment differently. Depending on the item, the client may need to rent it, purchase it, or choose between renting and purchasing.

Some capped-rental items may become the client’s property after a specified number of continuous rental payments. For example, Medicare generally treats eligible CPAP machines as a 13-month continuous rental before ownership transfers. Oxygen equipment follows different rental and supplier-responsibility rules.

Clients should not assume that the same rental period applies to every piece of equipment. Ask the supplier to explain:

  • Whether the equipment will be rented or purchased
  • The expected monthly cost
  • How long rental payments will continue
  • Who owns the equipment
  • Who handles repairs and maintenance
  • What happens if the equipment is no longer needed
  • Whether replacement supplies are included
  • Whether the supplier accepts Medicare assignment

How Do I Find a Durable Medical Equipment Supplier?

A healthcare provider may recommend a supplier, but clients should confirm the supplier’s enrollment, insurance participation, delivery policies, and support services before placing an order.

Questions to ask include:

  • Is the supplier enrolled in Medicare?
  • Does the supplier accept Medicare assignment?
  • Is the supplier in the client’s Medicare Advantage network?
  • Is prior authorization required?
  • What will the client pay?
  • Are delivery and setup included?
  • Does the supplier explain how to use the equipment?
  • Who should be contacted for repairs?
  • Is after-hours assistance available?
  • What happens if the equipment does not fit properly?
  • What is the process for returning rented equipment?
  • Are replacement parts and supplies covered?

Medicare provides an official medical equipment supplier directory that can help families locate enrolled suppliers.

How Horizon Care Services Can Help

Home bedroom prepared with a hospital bed, walkers, bedside commode, cane and overbed table.

When equipment is recommended for a client, Horizon Care Services may help coordinate practical details with the client, authorized family members, discharge planners, healthcare professionals, and selected equipment suppliers.

Coordination may include:

  • Helping families organize equipment recommendations
  • Locating potential equipment suppliers
  • Coordinating delivery before the client returns home
  • Confirming that the supplier has delivery instructions
  • Helping prepare the home for equipment arrival
  • Reporting equipment-related concerns to the appropriate person
  • Coordinating caregiver services around the client’s home-care plan

Horizon Care Services does not prescribe equipment, determine Medicare eligibility, guarantee insurance coverage, install or repair medical equipment, or replace the advice of a licensed healthcare professional or qualified equipment supplier.

Home Care Support After Equipment Arrives

Medical equipment can be helpful, but some individuals may still need personal assistance at home. Depending on the client’s care plan, Horizon caregivers may assist with:

  • Walking and mobility
  • Transfers and repositioning
  • Bathing and grooming
  • Dressing and toileting
  • Meal preparation
  • Medication reminders
  • Transportation and errands
  • Light housekeeping
  • Companionship
  • Respite for family caregivers

Caregivers perform only those services permitted by their credentials, assigned responsibilities, and scope of practice. Equipment operation that requires clinical training must be handled by an appropriately qualified professional.

Durable Medical Equipment Coordination in Our Service Area

Horizon Care Services assists clients throughout its licensed service area, including communities such as North Palm Beach, Palm Beach Gardens, Jupiter, West Palm Beach, Boca Raton, Stuart, Hobe Sound, and Port St. Lucie.

If you or someone you love needs private-duty home care or assistance coordinating recommended equipment, call 561-776-7757 (toll-free 877-227-3890) or contact Horizon Care Services.

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